Update 18 November 2020
Ustozimga microloan
Credit is issued through bank cards issued within the framework of the project of salary of JSC Aloqabank
up to 100 BEV
loan amount
from 24 %
annual interest rate
up to 3 years
loan term
Apply for a loan
Ustozimga microloan
Preliminary calculation. It is not a public offer
Loan terms:
| Loan amount | Maturity | Annual interest rate |
|---|---|---|
| Minimum amount – 3 million soums | до 2 лет | 24% |
| Maximum amount – up to 100 the size of the basic estimated income value | до 3 лет | 25% |
Required documents:
- A resident of the Republic of Uzbekistan who has reached the age of 18, has a permanent job and work experience for the last 6 months;
- A teacher and teacher who works in preschool educational institutions, schools, colleges, academic lyceums, as well as in higher educational institutions, and has a bank account with Aloqabank;
- The debt load indicator should not exceed 50%.
As collateral for the loan, the following are accepted:
- guarantees of 3 persons.
List of documents required from the borrower:
- A copy of the passport (the original is shown);
- Certificate from the place of work on income for the last year (in the certificate you must specify the position, IFRA number and TIN).
When providing a guarantee of a third party as collateral for a loan, the following documents are required:
If the guarantor is an individual
- A copy of the passport (the original is shown);
- Certificate from the place of work on income for the last year (in the certificate you must specify the position, IFRA number and TIN)."
If the guarantor is a legal entity:
- Balance sheet and appendices to it
- Audit report;
- Minutes of the meeting on the consent of the founders to provide guarantees
Tariffs for microcredit «Ustozimga»:
| Maturity | Annual interest rate | Grace period |
|---|---|---|
| 12-24 months | 25% | 3 months |
| 36 months | 26% | 3 months |
Documents to download:
Benefits of a loan from Alokabank
Fast
decision making
processing the application
as soon as possible.
Issuance of a loan
on the day of application
use the funds immediately
after receiving the loan.
Minimum
documents
a passport is enough
to open a loan.
How to get a loan?
1
Fill out an application
It takes
about 5 minutes on average
2
Wait for approval
We make a decision
within 15 minutes
3
Get a loan
at the nearest branch
at the nearest branch
Take your documents with you