Update 18 November 2020
Loans for replenishment of working capital
For manufacturing, trading and service enterprises with a constant cash flow
up to 50 %
loan amount
up to BR + 6 %
annual interest rate
up to 12 months
loan term
Apply for a loan
Кредиты на пополнение оборотных средств
Предварительный расчет. Не является публичной офертой
Credit conditions:
| Loan term | Annual interest rate | Grace period |
|---|---|---|
| up to 12 months | BR + 6% | Without grace period |
Securing a loan:
- A security deposit
- Pledge of liquid and property
- Third party guarantee
- Insurance policy
- Other types of security according to the legislation
Documents to be submitted:
- Application
- Business plan
- Financial statements
- Constituent documents
- Decision on the consent of the founders to receive a loan and provision of collateral
- Other necessary documents.
Delivery documentation:
If there is a deposit:
- Property Valuation Report
- Cadastral documents, technical passport and/or technical supervision
- Minutes of the Founders' meeting on the consent to the provision of collateral
If a third party acts as a guarantor:
- The balance sheet of the guarantor company and its appendices
- Audit report
- Minutes of the Founders' meeting on the consent to the issuance of a pledge
- Founding documents (certificate, charter, founding agreement)
With insurance:
- Insurance contract and policy
Tariffs
| Loan term | Annual interest rate | Grace period |
|---|---|---|
| up to 12 months | BR + 6% | Without grace period |
Documents to download:
Benefits of a loan from Alokabank
Fast
decision making
processing the application
as soon as possible.
Issuance of a loan
on the day of application
use the funds immediately
after receiving the loan.
Minimum
documents
a passport is enough
to open a loan.