Consumer loans
The loan is issued by transferring money to the account of the manufacturer or seller of the goods In accordance with the loan amount agreement
Consumer loans
Preliminary calculation. It is not a public offer
Loan terms:
| Loan amount | Term | Annual rate |
|---|---|---|
| In accordance with the contract and the value of the collateral, taking into account the borrower's income | Up to 12 months | 25% |
| In accordance with the contract and the value of the collateral, taking into account the borrower's income | Up to 24 months | 26% |
Required documents:
- A copy of the passport (the original is provided for viewing);
- A purchase and sale agreement concluded between a borrower and an enterprise, a manufacturer of products or a service provider
Information about the borrower's income (co-borrower, guarantor individual) is requested from the information base of the State Tax Committee (STC). If it is not possible to obtain income information from the information base of the STC (If an application has been received from a client who does not pay income tax or there is an income tax benefit or if there are technical problems in the information base of the STC and the internal system of the bank), income information is provided by the borrower (as well as the co-borrower and/or the guarantor - an individual).
Security documents
If a third-party guarantee is provided as collateral for the loan, the following documents are required:
If the guarantor is an individual:
- a copy of the passport (the original is provided for viewing);
If the guarantor is a Legal entity:
- Balance sheet with applications;
- Audit conclusion;
- Decisions of the founders on consent to surety;
Tariffs for Consumer loans:
| Maturity | Annual interest rate |
|---|---|
| up to 12 months | 25% |
| up to 24 months | 26% |
Documents to download:
Benefits of a loan from Alokabank
Fast
decision making
processing the application
as soon as possible.
Issuance of a loan
on the day of application
use the funds immediately
after receiving the loan.
Minimum
documents
a passport is enough
to open a loan.
How to get a loan?
It takes
about 5 minutes on average
We make a decision
within 15 minutes
at the nearest branch
Take your documents with you