Universal microloan
The loan is issued by transferring to a plastic card of AK "Aloqabank" in the national currency
Universal microloan
Preliminary calculation. It is not a public offer
Loan terms:
| Maturity | Annual interest rate |
|---|---|
| 12 months | 24.9% |
| 24 months | 25.9% |
| 36 months | 26.9% |
Security documents:
- Guarantee of a third party, if the loan amount is not more than 100 times the BEV;
- Provision of liquid property in case the loan amount exceeds the amount of the BEV by 100 times
Required documents:
- A copy of the passport
- Information on the income of a borrower (co-borrower, individual guarantor) is obtained from the State Tax Committee (STC) database If the information is not possible to obtain from the STC database ( an application for a loan should be submitted by citizens not paying income tax, having income tax benefits, as well as should technical failures occur in the STC database and information system of the Bank) it is provided by the borrower (co-borrower, individual guarantor).
from an individual guarantor:
- a copy of the passport (an original is provided).
from a legal entity guarantor:
- the balance sheet and appendices of a guarantor company;
- auditor's conclusion;
- minutes of the meeting of founders agreeing to issue the guarantee;
- Constituent documents (Certificate, Regulations and Articles of Association).
Documents to download:
Benefits of a loan from Alokabank
Fast
decision making
processing the application
as soon as possible.
Issuance of a loan
on the day of application
use the funds immediately
after receiving the loan.
Minimum
documents
a passport is enough
to open a loan.
How to get a loan?
It takes
about 5 minutes on average
We make a decision
within 15 minutes
at the nearest branch
Take your documents with you